The San Diego Problem

by Jon Sullivan - 2022-02-26 - Status

<<<<< previous blog         next blog >>>>>

I love San Diego, but the housing prices are getting out of hand.

The problem isn't that I can't afford rent. The problem is that I need to save for retirement, and San Diego rents are getting crazy. Rent increases were blocked during lockdown. But now with that over they are all going up at the legal maximum rate. Project that out a few years and I'll be paying $2100 a month for a rundown tiny apartment on the worst street in North Park. I love San Diego, and I doubly love North Park. But that kind of rent isn't a "saving for a wonderful retirement" kind of expense.

Sure, I can afford it if I need to. I'm far from broke. But I don't want to spend the last years of my life sitting around watching soap operas. I want to travel to all the places I haven't been. I want to roam the world and eat all the food. I want to retire and not give a shit. I want to retire with 100% certainty I'll never have to work again. If I hadn't been so fiscally irresponsible in my youth I'd be there easily. But the plan used to be - Make a lot of money, lavishly waste it all, then die poor long before retirement age. Of course I failed to die young, so I only managed the lavish waste part.

I'm not unaware that this sort of extravagant and fanciful retirement is vulgar at best, and cruel at worst. I'm not blind to the hundreds of millions of fellow Americans who won't have my privilege. I'll be going to Belgium for my french fries while so many others either retire into poverty or can't ever retire at all. I'll be a rich bastard. So be it. I'll deal with that karmic debt when it comes due.

So..... It might be time to move. It's hard for me to even write that. I love it here. But retiring in San Diego, in the lifestyle I want to retire in, while still traveling the world, would require a level of wealth I'm not going to reach. So I know I'll have to move eventually anyway.

And moving now sort of assumes I can always work from home. Right now that's not a problem. But the ability to work from home is a business decision I don't control. Covid and lockdown expanded the opportunities for it. But that could change. Shit happens. Policies change, departments fold up, people get laid off. I feel pretty good career-wise, and job security feels solid. But shit happens. Working from home being somewhat out of my control makes the calculus harder.

There's also the somewhat impossible conundrum of where to move. Wherever it is I won't like it as much. It will have weather. The food won't be as good. There won't be a Balboa Park. A proper street taco may not even exist. Just how much suffering am I willing to endure for a lavish retirement?

I don't know. I really don't. It will be a decision for another day.

<<<<< previous blog         next blog >>>>>
Eugene weather
59.18 degrees F, Clear (clear sky)
Min: 56.73 ,Max: 61.36 ,Humidity: 85, Wind: 1.99
Eugene, OR - Best Restaurants
Eugene, OR - Things to do
Eugene, OR - Fish reports
Oregon road conditions
Recent Posts
- Jon is.....
    Unknown forces changed who I am three years ago. I suspect more is needed.
- Fake
    The amount of fake "photos" online is starting to worry me.
- Jon is green
    Some short takes on my exciting life while global warming slowly kills us all.
- Adventure
    Two years ago I was in San Diego packing up all my stuff. I wrote down some goals. How has that worked out?
- Love
    A year ago I went to a party that changed who I am and how I live. I went again this year.
- Pizza?
    For The Solstice gathering in Kalispell, may I take your order?
- Jonism
    There was a FB post asking people to post three things they are grateful for. I find that limiting.
Food I Cooked
Old School Blogroll
Home of fine hypertext products.
A community weblog.
A Chicken Is Not Pillage
You forgot his exclamation point! It defines him. He put it there for a reason, to show how in! your! face! he is.
abada abada - twenty years of jessamyn
Matt Haughey
A Whole Lotta Nothing
Heater, Mother Of Lance
Anil Dash
A blog about making culture. Since 1999.
Some Bits
Nelson's weblog
Everlasting Blort
proud member of the reality-based community
This machine mocks fascists
Scripting News
It's even worse than it appears.
Short attention spans in a world full of flowers
mimi smartypants
Seriously, though: what's with the penguins?
Montreal City Weblog
Stupid Evil Bastard
What the fuck is wrong with you people?
Idle Words
brevity is for the weak
Making Light
Say what you mean. Bear witness. Iterate.
50,000 Monkeys at 50,000 Typewriters Can't Be Wrong
Justin Hall
Growing & breaking down since 1994
Mike the Mad Biologist
Helping idiots who desperately need my assistance by calling them fucking morons since 2004
AKMA’s Random Thoughts
Ruminations about hermeneutics, theology, theory, politics, ecclesiastical life… and exercise.
things magazine
An occasional weblog about objects, collections and discoveries
Miscellaneous Heathen
Hold to the now, the here, through which all future plunges to the past.
where it's always Virgo Season
Recent Trips
Getting it ready for you.